States Licensed In: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maryland, Michigan, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming, U.S.
Second Language: Arabic
About Joseph Shalaby
Joseph Shalaby is the Founder, CEO, and Principal Broker of E Mortgage Capital Inc.—a full-service, hybrid mortgage banker and broker offering a wide range of residential and commercial mortgage solutions.
With offices across the United States and approvals in 35 states, EMC employs over 650 licensed loan officers and is recognized for its cutting-edge technology, in-house funding, rapid loan closings (often within 10 days), and competitive rates.
A proud Coptic Orthodox Christian, Joseph was born in Cairo, Egypt, and graduated with honors from the University of California, Santa Barbara in 2002.
With over two decades of experience in the mortgage industry, he has received numerous awards and is consistently ranked as a top-producing loan officer by Scotsman Guide.
Under his leadership, EMC is at the forefront of mortgage innovation, offering a variety of loan products including non-QM loans, private money, fix-and-flip financing, and no-income loans.
Joseph is committed to delivering the most competitive mortgage options tailored to each client's needs, with the ability to lock interest rates online for up to 180 days.
He also emphasizes exceptional customer service, supported by a large, responsive team.
Joseph is known for streamlining the loan process—from application to closing—with a goal of lightning-fast approvals and a two-day turnaround on most steps.
Driven by a customer-first mindset, he has built EMC on the principle: “Mortgages are what we do, not who we are.”™
